FCA Policy Checker
Clients with business interruption (BI) insurance can now refer to a policy checker provided by the Financial Conduct Authority (FCA).
Category: General
How to Avoid Underinsurance
Suitable insurance forms a vital part of business continuity planning – but how can you be sure that you are buying the right amount of cover? Here we share some top tips from ‘How to avoid underinsurance – A guide for small and medium-sized businesses’ produced by the British Insurance Brokers’ Association.
FCA Test Case Supreme Court Judgment
On 15 January, the Supreme Court handed down its judgment on the FCA’s business interruption test case. It remains the case that most SME business interruption (BI) policies are focused on property damage and only have basic cover for BI as a consequence of property damage, so are unlikely to pay out in relation to the COVID-19 pandemic and its effects.
Unoccupied Property Market Response – Lockdown 3.0
It is important to distinguish between temporarily closed premises due to COVID-19 and previously longer terms unoccupied premises, the responses contained below are specifically for temporarily closed premises due to government guidelines and will not apply for premises that fall outside of the guidelines.
Cyber Risks & Liability: Cyber-Security Tips for Small Businesses
As a small business owner, you face unique risks in today’s cyber-environment. Learn helpful tips to protect your assets from a cyber-attack with this article.
Loss Recovery Insurance
If you suffer a large loss, your main priority will be to get your business back on its feet again as soon as possible but dealing with the insurance claim can be a complex and time-consuming process. Find out how Lorega can help.
Brexit and Driving in Europe
It is now a legal requirement to carry a physical document known as a Green Card when driving in Europe.
The Benefits of Telematics for Commercial Fleets
View the infographic below which outlines the ways in which utilising telematics software can help a fleet. Click on the image to download the pdf.
INTERPOL Report Shows Cyber-criminals Attacking More During COVID-19
With so many employers conducting operations remotely due to the coronavirus pandemic, cyber-security may have never been as important for organisations to prioritise as it is now.
Returning to Work
Coming Back After COVID-19 14, May, 2020 COVID-19 has caused many businesses to shut down or transition their employees to work from home, disrupting daily work life for many. As stay-at-home regulations are scaled back and all businesses are allowed to resume as normal, your employees will be asked to come back to work. While […]